There are over one hundred and twenty thousand automobile accidents in Canada each and every year. There is an old saying that every driver will be involved in at least three accidents in their lifetime. While that’s probably just a superstition, you’re bound to wind up in a brush up at one point or another, no matter how cautious you are. The results are never be taken lightly, just ask any motor vehicle accident lawyer. When you end up in a collision, here are some tips to follow to make sure you don’t wind up on the wrong side of legal action.
- Don’t Admit Fault at the Scene
The first reason is simple: it might just not be true. Your head is rushing with adrenaline and you’re not seeing everything clearly.Accidents happen so quickly that they can affect your judgment — don’t even apologize. Even informal utterances can be used against you and end with your insurance rates skyrocketing. Ontario’s fault determination laws will be used by the insurance companies to decide who is at fault, and whose rates will be going up.
- Never Accept Cash
You’ve seen it on TV: one loudmouth in a hurry who doesn’t want to wait around for the police or get the insurance companies involved. The truth is, they’re out there, and they don’t want to get their insurance companies involved because they’ve crashed one too many times themselves. If it comes to later legal action, accepting money can be used against you as an “acceptance of fault”.
- Take Pictures, Gather Evidence
Now that everyone has a camera in his or her pocket, this one isn’t nearly as difficult as it used to be. Take pictures of the damage to your car and the other driver’s. However, that’s not enough on its own, so see if you can get contact information from any witnesses at the scene.
- Contact the Insurance Company
Nobody ever wants to do this part, but, after the police have been notified, it’s time to give the insurance company a call. Your insurance company would be within its right to end your coverage if you failed to inform it of a collision.
- In Case of Injury, Consult with a Motor Vehicle Accident Lawyer
When you’ve been injured, your first option for compensation is through Ontario’s Accidents Benefits system. According to Ontario personal injury lawyers Goodman Law, the system was created to provide victims with immediate insurance benefits in a no-fault model. If the other driver has been negligent, you can consider filing a suit against them later. In the meantime, personal injury lawyers like those at Goodman Law can help you navigate your way around the Accidents Benefits system. You could be eligible for benefits such as income replacement, healthcare and rehabilitation, or attendant care compensation.
Too much is out of your control when you’ve been injured on the road. There is no harm in using a lawyer to aid your case and protect your access to Accidents Benefits. If you’ve been injured by a negligent driver, the Goodman Law Group accident lawyers in Toronto can guard your rights to compensation. Remember to never admit fault and consult an attorney right away.